MYOB Top Alternatives and Competitors in 2026
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By Mohamed Zaki · Researched and updated November 15, 2026 · Coupons Scout may earn a commission when you buy through links on this page, at no extra cost to you. Affiliate disclosure.
Looking for the MYOB top alternatives and competitors? MYOB is a strong pick for Australian small businesses that want invoicing, AI tools and scalable payroll in one place, but Xero, QuickBooks and Reckon each suit different needs. We compared all four on trials, payroll, GST and BAS, refund terms and ease of use, using the brands’ own pages we reviewed in November 2026.
Quick Answer
MYOB is our top pick for Australian small businesses that want integrated invoicing, AI-powered invoice reminders and over 350 integrations, backed by a 14-day free trial. Choose Reckon for unlimited users, Xero for multi-user cash flow tracking and QuickBooks for app connections.
Best for: MYOB suits Australian sole traders and growing small businesses that want invoicing, AI BAS and payroll options that scale.
Key Takeaways
- The top MYOB alternatives in 2026 are Xero, QuickBooks and Reckon.
- As of November 2026, MYOB lists over 350 integrations, a 14-day free trial for Business Pro, a 30-day trial for AccountRight and a 90-day money-back guarantee, with exclusions for some promotional offers.
- Reckon offers a 30-day free trial.
- QuickBooks lists a 30-day free trial for new customers (not with Buy Now), with no contract and cancel anytime.
- Reckon says its plans include unlimited users, and its Ultimate Plan includes unlimited payroll and inventory.
MYOB Top Alternatives and Competitors at a Glance
| Brand | Best for | Main products | Returns | Our score |
|---|---|---|---|---|
| MYOB | Australian small businesses wanting integrated invoicing, AI tools, and scalable payroll options | MYOB Business Lite, Business Pro, AccountRight Plus | 90-day money-back guarantee (exclusions apply to specific promotional offers) | 4.4/5 |
| Xero | Growing businesses and advisors looking for automated cash flow tracking and multi-user expense management | See the brand’s pricing page | Cancel with one month’s notice; customer refunds handled via credit notes | 4.4/5 |
| QuickBooks | Small business owners seeking integrated AI intelligence and third-party app connections | QuickBooks Online (Simple Start, Essentials, Plus, Advanced) | No contract, cancel anytime | 4.3/5 |
| Reckon | Budget-conscious Australian small businesses wanting affordable compliance, unlimited users, and integrated payroll | Accounting Plus, Accounting Premium, Ultimate Plan | Cancel anytime; 30-day free trial | 4.5/5 |
From the pricing page of each brand on November 15, 2026. Taxes and regional prices can change the total.
Winners by Category
- Best all-round for Australian small business: MYOB (invoicing, AI BAS, integrations).
- Best for unlimited users: Reckon.
- Best for multi-user cash flow tracking: Xero.
- Best for app connections: QuickBooks.
- Longest refund window: MYOB (with exclusions for some promotions).
Why Look for a MYOB Alternative?
Do You Want a Free Trial?
QuickBooks lists a 30-day free trial for new customers (not with Buy Now). MYOB offers a 14-day free trial, so you can test before paying.
Do You Have a Large Team?
Reckon says its plans include unlimited users with no extra per-seat fees. Xero lists project tracking and expense claims for up to 10 users on higher plans. MYOB’s base plans charge an extra fee per worker for payroll, so check how many people you pay.
Do You Want to Try Before You Pay?
Reckon offers a 30-day free trial. Use these trials alongside MYOB’s to compare the layout with your own invoices.
How We Compared the MYOB Alternatives
We read each company’s own pricing, feature, help and policy pages on November 15, 2026, and scored each tool on five points:
- Plans: plan tiers for sole traders and small businesses each brand lists.
- Features: payroll, GST and bank feed features each brand describes, as the brand says.
- Value: listed prices and plan details on each brand’s own Australian pages.
- Plans: plan names, billing terms and trial or refund rules each brand publishes.
- Policies: returns, warranty and guarantee terms on each brand’s policy pages.
Scores reflect this research, not a sponsorship, and no company reviewed this article. Where we earn a commission, it never changes the ranking.
How Much Do MYOB and Its Alternatives Cost?
Accounting software prices depend on the plan, the number of employees and promotions, so the table shows what each brand lists. Where a price is not shown there, check the brand’s pricing page for current figures.
| Brand | Example item | Listed price |
|---|---|---|
| MYOB | MYOB Business Lite | See the brand’s pricing page |
| Xero | Xero Entry Plan | See the brand’s pricing page |
| QuickBooks | QuickBooks Online Annual Subscription | see pricing page |
| Reckon | Accounting Plus | See the brand’s pricing page |
Calculated from the prices shown on the brand pages on November 15, 2026. Taxes and regional prices can change the total.
1. MYOB: Best for Integrated Invoicing & AI Tools
Best for: Australian small businesses wanting integrated invoicing, AI tools, and scalable payroll options · Example price: See the brand’s pricing page · Our score: 4.4/5
MYOB provides business management software for sole traders and growing companies across Australia and New Zealand. According to its product pages, the platform supports automated invoicing, quotes, income tracking, and over 350 integrations. Businesses can connect up to two bank accounts on entry tiers or unlimited bank feeds on higher plans, while teams can use the self-serve MYOB Team app for onboarding, timesheets, rosters, and payslips.
A 14-day free trial is available for MYOB. See MYOB coupons.
✅ What We Like
- Supports over 350 app integrations
- Includes AI-powered smart invoice reminders
- Self-serve MYOB Team app for employee admin
- 14-day free trial
💡 Things to Consider
- Base plans require an extra fee per worker for payroll
- Entry-level Business Lite plan is limited to two bank accounts
- The 90-day money-back guarantee does not apply to certain promotional offers
2. Xero: Best for Collaborative Financial Reporting
Best for: growing businesses and advisors looking for automated cash flow tracking and multi-user expense management · Example price: See the brand’s pricing page · Our score: 4.4/5
Xero is an online accounting system serving over five million subscribers worldwide, built to connect business owners with banks, accountants, and bookkeepers. The company says its software provides automated payment reminders, customisable reporting, and real-time financial insights. Higher-tier plans also provide expense and mileage claims along with project tracking tools for up to 10 users.
Subscriptions operate without long-term contracts and can be cancelled with one month’s notice. A 30-day free trial is offered without requiring a credit card.
✅ What We Like
- Used by 5.1 million customers worldwide
- Customisable financial reports and automated invoice reminders
- 30-day free trial with no credit card required
- Includes expense, mileage, and project tracking on higher plans
💡 Things to Consider
- Cancellation requires one month’s advance notice
- Customer refunds can only be processed after setting up credit transactions
3. QuickBooks: Best for Integrated Automation & App Feeds
Best for: small business owners seeking integrated AI intelligence and third-party app connections · Example price: See the pricing page · Our score: 4.3/5
QuickBooks by Intuit delivers accounting and bookkeeping tools designed to streamline financial admin for small businesses. According to the brand’s website, the software incorporates built-in AI technology called Intuit Intelligence to help automate routine bookkeeping, track income and expenses, and speed up client payments. The platform also connects with hundreds of third-party business apps including PayPal, Square, ServiceM8, and Dext.
According to the brand’s website, QuickBooks offers plans with no contract that users can cancel anytime, alongside a 30-day free trial for new customers (not with Buy Now).
✅ What We Like
- 30-day free trial for new customers
- Connects with hundreds of third-party apps including PayPal and Square
- No contract, cancel anytime
- No contracts required, allowing cancellation anytime
💡 Things to Consider
- No Buy Now discount and free trial together
- Adding contractors to payroll costs an additional fee per contractor
- App store purchases must be refunded directly through third-party app stores
4. Reckon: Best for Low-Cost Unlimited User Collaboration
Best for: budget-conscious Australian small businesses wanting affordable compliance, unlimited users, and integrated payroll · Example price: See the brand’s pricing page · Our score: 4.5/5
Reckon delivers Australian accounting and payroll software designed for compliance, tax reporting, and everyday financial tracking. The brand’s website states that its plans include unlimited users, professional online invoicing that clients can pay from any device, and tools that are Payday Super ready. Users can also access accredited accountants and bookkeepers directly through the platform.
The Ultimate Plan includes unlimited payroll and inventory. Reckon provides a 30-day free trial.
✅ What We Like
- Unlimited users included on plans without extra per-seat fees
- Payday Super ready with integrated STP and GST compliance
- 30-day free trial with cancel-anytime flexibility
💡 Things to Consider
- Reckon Payroll on lower tiers costs extra unless using the Ultimate Plan
- Software licenses register machine codes with maximum activation limits
How to Choose Between MYOB and Its Alternatives
How Much Payroll Do You Need?
MYOB charges an extra fee per employee for payroll on base plans, but product facts state payroll is included at no extra cost on AccountRight Plus. Reckon includes unlimited payroll on its Ultimate Plan, and QuickBooks lists payroll with payroll taxes handled. Xero’s payroll terms are not stated on the pages we read.
How Important Are GST and BAS?
MYOB lists AI BAS with unlimited transactions. Reckon lists GST, STP and reporting, and says it is Payday Super ready. We did not find GST and BAS details for Xero or QuickBooks on the pages we read, so confirm them in each free trial.
How Do Refunds and Cancellation Work?
MYOB lists a 90-day money-back guarantee, with exclusions for some promotional offers. Xero states cancellation requires one month’s notice. QuickBooks lists no contract and cancel anytime. Turn off auto-renew if you only want a trial period.
Can You Save with a Coupon?
Yes. Check our MYOB coupon page for current codes and offers, and click Get Code so the discount is applied before you check out.
Final Thoughts
For most Australian small businesses that want invoicing, AI tools and payroll that can grow with them, MYOB is the best fit on this list, with a free trial and a money-back guarantee. Try Reckon for unlimited users, Xero for multi-user cash flow tracking, or QuickBooks for app connections.
Frequently Asked Questions
What are the best MYOB alternatives?
The top MYOB alternatives in 2026 are Xero (multi-user cash flow tracking), QuickBooks (app connections) and Reckon (unlimited users and integrated payroll).
Is there a free alternative to MYOB?
QuickBooks lists a 30-day free trial for new customers (not with Buy Now). Reckon offers a 30-day free trial, while MYOB offers 14 days.
Which accounting software has the best refund terms?
As of November 2026, MYOB lists a 90-day money-back guarantee with exclusions for some promotional offers. The company says Xero subscriptions can be cancelled with one month’s notice.
Which tool includes unlimited users?
Reckon says its plans include unlimited users with no extra per-seat fees. MYOB, Xero and QuickBooks pricing for users and payroll varies by plan, so check each pricing page.
Does MYOB handle BAS?
MYOB lists AI BAS with unlimited transactions. Reckon lists GST, STP and reporting, while Xero and QuickBooks BAS details are not stated on the pages we read.
Are there MYOB promo codes?
Yes. Our MYOB coupon page lists current promo codes and offers. Click Get Code so the discount is applied at checkout.
Want the full picture first? Read our MYOB review.
About the author: Mohamed Zaki, Founder & Chief MarTech Strategist, Coupons Scout. Mohamed Zaki is the founder of Coupons Scout and leads how the team finds deals and researches the software behind them. He focuses on marketing technology, automation tools and ways to pay less for them.
Editorial note: this article is based on research of brand product pages, help centers and policies, last checked November 15, 2026. Scores are our editorial opinion. Coupons Scout may earn a commission from some links, which never changes our rankings.
Sources
Brand pages we used for this article, checked November 15, 2026. Prices and plans can change, so confirm on the brand’s own website before you buy.
- MYOB: homepage
- MYOB: Pricing
- MYOB: Customer returns credits and refunds
- Xero: homepage
- Xero: Pricing
- Xero: Process a customer or supplier refund
- Xero: Create and complete a return order in Xero Inventory
- QuickBooks: homepage
- Reckon: homepage
- Reckon: A2w2xq4pnb kba 200 how do i enter a refund or rebate
- Reckon: Wzvvejht9r kba 5353 processing a refund from a supplier
- Reckon: Accounting plus plan
- MYOB au / legal / annual plan offer myob business
