Unlock Savings at CIT Bank with This Promo Code
Save at CIT Bank: CIT Bank Promo Code. Click to reveal the coupon code on Coupons Scout and use it at checkout. Recently reported working.
CIT Bank Promo Codes & Savings Offers – Updated October 2026
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CIT Bank: Open a High-Yield Savings Account
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CIT BANK OFFERS · UPDATED October 2026
CIT Bank Offers: Up to 3.75% APY on Savings + Current Promo Code
CIT Bank is an online, savings-focused bank and a division of First Citizens Bank. Here are the account rates our team checked on CIT Bank's website, the promotion in our coupon list and the rules to know before you open an account.
See CIT Bank Rates3.75%APY on Platinum Savings ($5,000+)
$100to open Platinum Savings
$0monthly service fees on savings
FDICinsured up to the limits
Quick takeaways
- Platinum Savings paid 3.75% APY on balances of $5,000 or more when we checked, but only 0.25% APY below $5,000.
- Savings Connect pays up to 3.65% APY when you make a qualifying deposit into a linked eChecking account.
- Bank promotions come with conditions such as new money, a minimum deposit and a holding period. Read CIT Bank's terms before you apply.
CIT Bank Rates & Offers for October 2026
| Offer | Type | Details | Evidence |
|---|---|---|---|
| CIT Bank promotion | Promo code | Bonus terms are set by CIT Bank; read them before you apply | Recently reported working |
| Platinum Savings: 3.75% APY | Account rate | On balances of $5,000+; 0.25% APY below $5,000; open with $100 | Official rate · Oct 1, 2026 |
| Savings Connect: up to 3.65% APY | Account rate | Higher tier needs a qualifying deposit into linked eChecking | Official rate · Oct 1, 2026 |
| No-Penalty 11-Month CD | Account | Fixed rate, withdraw early without a penalty | Official |
| No monthly service fees | Account feature | Savings, money market and CD accounts; some activity fees apply | Official |
Codes are not printed here on purpose. Click Get Code in the coupon list on this page to reveal each code.
How to Use a CIT Bank Promo Code or Offer
1
Open the offer with Get Code or Get Deal on this page. CIT Bank's site opens in a new tab.
2
Read the promotion terms: look for new-customer rules, minimum deposits and how long the money must stay in the account.
3
Apply online and enter the promo code where the application asks for one.
4
Meet the requirements on time and keep a copy of the offer details until any bonus is paid.
Ways to Earn More at CIT Bank
Keep $5,000+ in Platinum Savings
The top rate applies only to balances of $5,000 or more. Below that, the rate drops to 0.25% APY.
Pair Savings Connect with eChecking
CIT Bank says a qualifying deposit into a linked interest-bearing eChecking account boosts Savings Connect up to 3.65% APY.
Choose the right CD
CIT Bank offers term CDs, a No-Penalty 11-Month CD, Jumbo CDs and RampUp CDs. Compare current rates on CIT Bank's rates page.
Avoid fees
There are no opening or monthly service fees on savings, money market or CD accounts, but some activities can carry fees. Check the fee schedule.
About CIT Bank
Online-only and savings-focused
CIT Bank operates online as a division of First Citizens Bank, offering savings, money market, eChecking, CDs, home loans and investment services, managed through online banking and the mobile app.
Is my money safe?
CIT Bank deposits are FDIC-insured up to the applicable limits. You can confirm coverage with the FDIC's BankFind tool.
Rates on this page come from CIT Bank's website on October 1, 2026. They are variable and can change at any time, so confirm them on CIT Bank's site. This page is for information only and is not financial advice.
How Coupons Scout Finds and Labels These Offers
Every CIT Bank offer on this page goes through the same review by the Coupons Scout team before it is listed:
1. Official sourcesWe check CIT Bank's own website, pricing or promotion pages and the offers CIT Bank shares with affiliate partners.
2. Cross-checkingWe compare public coupon sources and shopper reports, and drop expired, single-use and creator-only codes.
3. Clear labelsEach offer gets a label that shows how strong the evidence is, and the page is refreshed when offers change.
- Official: provided by CIT Bank or its affiliate program, or published on CIT Bank's own website.
- Recently reported working: shoppers reported a successful use in roughly the last 60 days on public coupon sources.
We have not tested every code with a real purchase, so a code can stop working without notice. Please use the thumbs up or thumbs down buttons on each coupon to help other shoppers.
If Your CIT Bank Code Doesn't Work
- Check eligibility: many bank bonuses are only for new customers or new accounts.
- Check deposit rules: confirm the minimum deposit, the funding deadline and how long the balance must stay.
- Confirm the account type: a promotion may apply to one product only, such as a specific savings account or CD.
- Contact CIT Bank through the contact options on its website if a promised bonus does not appear.
CIT Bank FAQ
Does CIT Bank have promo codes?
CIT Bank occasionally runs promotions for new accounts. Our coupon list includes a promo code with recent shopper reports; the bonus terms are set by CIT Bank, so read them before you apply.
What is the Platinum Savings rate?
On October 1, 2026, CIT Bank listed 3.75% APY for balances of $5,000 or more and 0.25% APY for balances under $5,000. Rates are variable.
How much do I need to open a Platinum Savings account?
You can open Platinum Savings with as little as $100.
Does CIT Bank charge monthly fees?
There are no account opening or monthly service fees on savings, money market or CD accounts. Some activities can carry fees.
Is CIT Bank FDIC-insured?
Yes. CIT Bank is a division of First Citizens Bank, and deposits are FDIC-insured up to the applicable limits.
What is a No-Penalty CD?
A CD with a fixed rate that lets you withdraw your money before the term ends without an early withdrawal penalty. CIT Bank offers an 11-month version.
Compare CIT Bank Accounts
Check today's rates and the current promotion terms on CIT Bank's website before you open an account.
Go to CIT BankDisclosure: Coupons Scout may earn a commission when you buy through links on this page, at no extra cost to you. Offers and store details were checked on CIT Bank's website on October 1, 2026 and can change at any time. Rates are variable. This page is for information only and is not financial advice.
